{"id":36375,"date":"2018-09-28T16:03:47","date_gmt":"2018-09-28T07:03:47","guid":{"rendered":"http:\/\/futurechosun.com\/?p=36375"},"modified":"2018-10-16T00:15:54","modified_gmt":"2018-10-15T15:15:54","slug":"%eb%b0%b0%ec%9b%90%ea%b8%b0-%ea%b5%90%ec%88%98%ec%9d%98-%eb%b9%84%ec%98%81%eb%a6%ac-%ed%9a%8c%ea%b3%84%ec%99%80-%ed%88%ac%eb%aa%85%ec%84%b1-%e2%91%a6-%e9%9f%93%c2%b7%e7%be%8e%c2%b7%e6%97%a5","status":"publish","type":"post","link":"https:\/\/futurechosun.com\/archives\/36375","title":{"rendered":"[\ubc30\uc6d0\uae30 \uad50\uc218\uc758 \ube44\uc601\ub9ac \ud68c\uacc4\uc640 \ud22c\uba85\uc131-\u2466] \u97d3\u00b7\u7f8e\u00b7\u65e5 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4 \ube44\uad50"},"content":{"rendered":"<p class=\"Xcoop\" style=\"text-align: justify;\"><span style=\"font-size: 12pt; color: #50b0cc;\"><strong>\uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4 <span lang=\"EN-US\">A to Z (2)<\/span><\/strong><\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-36376 aligncenter\" src=\"http:\/\/futurechosun.com\/wp-content\/uploads\/calculator-1044172_1920-1-e1538035393136.jpg\" alt=\"\" width=\"900\" height=\"600\" srcset=\"https:\/\/futurechosun.com\/wp-content\/uploads\/calculator-1044172_1920-1-e1538035393136.jpg 900w, https:\/\/futurechosun.com\/wp-content\/uploads\/calculator-1044172_1920-1-e1538035393136-540x360.jpg 540w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc9c0\ub09c \uae00\uc5d0\uc11c\ub294 \uad6d\ub0b4 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\uc5d0 \ub300\ud574\u00a0\uc0b4\ud3b4\ubd24\ub2e4<span lang=\"EN-US\">. <\/span>\uadf8\ub807\ub2e4\uba74 \uc678\uad6d\uc5d0\ub3c4 \uc6b0\ub9ac\ub098\ub77c\uc758 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\uc640 \uc720\uc0ac\ud55c \uc81c\ub3c4\uac00 \uc788\uc744\uae4c<span lang=\"EN-US\">? <\/span>\uae30\ubd80 \ubb38\ud654\uac00 \ube44\uad50\uc801 \ud65c\ubc1c\ud55c \ubbf8\uad6d\uc740 \uc6b0\ub9ac\ub098\ub77c\uc758 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\ucc98\ub7fc \uacf5\uc775\ubc95\uc778\uc774 \uae30\ubd80\uc6d0\uae08\uc744 \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud558\uace0<span lang=\"EN-US\">, <\/span>\uc774\ub97c \uc6b4\uc6a9\ud574\uc11c \uc5bb\uc740 \uc218\uc775\ub9cc \ubaa9\uc801\uc0ac\uc5c5\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\ubbf8\uad6d\uc758 \uc601\uad6c\uae30\ubd80\uc7ac\uc0b0<span lang=\"EN-US\">(Endowment)<\/span>\uc740 \ubc95\ub960\ub85c \uac15\uc81c\ub418\uc9c0 \uc54a\uace0<span lang=\"EN-US\">, <\/span>\uae30\ubd80\uc790\uc640 \ud569\uc758\ud55c <span lang=\"EN-US\">\u2018<\/span>\uae30\ubd80\uc57d\uc815<span lang=\"EN-US\">(gift instrument)\u2019<\/span>\uc5d0 \uc815\ud55c \uc6a9\ub3c4\uc5d0 \ub530\ub77c \uc9d1\ud589\ub41c\ub2e4<span lang=\"EN-US\">. <\/span>\uc989 \uae30\ubd80\uc6d0\uae08\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \ub610\ub294 \ubc30\ub2f9 \ub4f1\uc758 \uc218\uc775\uc744 \ubaa9\uc801\uc0ac\uc5c5\uc5d0 \uc0ac\uc6a9\ud558\uac70\ub098<span lang=\"EN-US\">, <\/span>\uc6a9\ub3c4 \uc9c0\uc815 \uc5c6\uc774 \uc218\uc99d\ub2e8\uccb4<span lang=\"EN-US\">(<\/span>\uc99d\uc5ec \ubc1b\uc740 \ub2e8\uccb4<span lang=\"EN-US\">)<\/span>\uc758 \uacb0\uc815\uc5d0 \ub530\ub77c \uc790\uc720\ub86d\uac8c \uc4f0\uae30\ub3c4 \ud55c\ub2e4<span lang=\"EN-US\">. <\/span>\ub610 \uae30\ud55c\uc744 \uc815\ud574 \uba87 \ub144 \uc774\ub0b4\uc5d0 \ud2b9\uc815 \ubaa9\uc801\uc0ac\uc5c5\uc5d0 \uc0ac\uc6a9\ud558\ub3c4\ub85d \ud55c\uc815\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\uc774\ub7ec\ud55c \uae30\ubd80 \uc720\ud615\uc740 \uad6d\ub0b4\uc640\ub3c4 \uc720\uc0ac\ud558\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc6b0\ub9ac\ub098\ub77c\ub294 \uacf5\uc775\ubc95\uc778\uc758 \uae30\ubcf8\uc7ac\uc0b0\uc744 \u25b2\uc124\ub9bd\uc2dc \uae30\ubcf8\uc7ac\uc0b0\uc73c\ub85c \ucd9c\uc5f0\ud55c \uc7ac\uc0b0 \u25b2\uae30\ubd80\uc5d0 \uc758\ud558\uac70\ub098 \uae30\ud0c0 \ubb34\uc0c1\uc73c\ub85c \ucde8\ub4dd\ud55c \uc7ac\uc0b0<span lang=\"EN-US\">(<\/span>\ub2e4\ub9cc \uae30\ubd80\ubaa9\uc801\uc5d0 \ube44\ucdb0 \uae30\ubcf8\uc7ac\uc0b0\uc73c\ub85c \ud558\uae30 \uace4\ub780\ud574 \uc8fc\ubb34\uad00\uccad\uc758 \uc2b9\uc778\uc744 \uc5bb\uc740 \uac83\uc740 \uc608\uc678<span lang=\"EN-US\">) \u25b2<\/span>\ubcf4\ud1b5\uc7ac\uc0b0 \uc911 \uc774\uc0ac\ud68c\uc5d0\uc11c \uae30\ubcf8\uc7ac\uc0b0\uc73c\ub85c \ud3b8\uc785\ud560 \uac83\uc744 \uc758\uacb0\ud55c \uc7ac\uc0b0 \u25b2\uc138\uacc4 \uc789\uc5ec\uae08 \uc911 \uc801\ub9bd\uae08\uc73c\ub85c \uaddc\uc815\ub41c \uc7ac\uc0b0 \ub4f1\uc73c\ub85c \uaddc\uc815\ud558\uace0 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\uc8fc\ubb34\uad00\uccad\uc758 \uc2b9\uc778\uc744 \uc5bb\uc740 \uae30\ubd80\ub294 \uc778\uc815\ud558\uc9c0 \uc54a\uace0 \uc788\uc9c0\ub9cc<span lang=\"EN-US\">, <\/span>\uc6d0\uce59\uc801\uc73c\ub85c \ubaa8\ub4e0 \uae30\ubd80\uae08\uc744 \uae30\ubcf8\uc7ac\uc0b0\uc73c\ub85c \ud574\uc57c \ud55c\ub2e4\ub294 \uacbd\uc9c1\uc131\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\"><span style=\"color: #50b0cc;\"><strong>\u25c7\ubbf8\uad6d<span lang=\"EN-US\">, <\/span>\uae30\ubcf8\uc7ac\uc0b0 \uc6b4\uc6a9\uc740 \uc774\uc0ac\ud68c \uace0\uc720 \uad8c\ud55c\uc73c\ub85c<\/strong><\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uad6d\ub0b4 \uacf5\uc775\ubc95\uc778\ubc95\uc740 \ucd9c\uc5f0\uc7ac\uc0b0\uc758 \uc885\ub958\uc5d0 \ub300\ud55c \ubcc4\ub3c4\uaddc\uc815 \uc5c6\uc774 \ubbfc\ubc95\uc758 \uc801\uc6a9\uc744 \ubc1b\ub294\ub2e4<span lang=\"EN-US\">. <\/span>\ubbfc\ubc95\uc5d0\uc11c\ub294 \ubd80\ub3d9\uc0b0<span lang=\"EN-US\">, <\/span>\ub3d9\uc0b0\uc758 \uc18c\uc720\uad8c\uc744 \ube44\ub86f\ud55c \uac01\uc885 \ubb3c\uad8c\ubfd0 \uc544\ub2c8\ub77c \uac01\uc885 \ucc44\uad8c \ub610\ub294 \ubb34\uccb4\uc7ac\uc0b0\uad8c \ub4f1\uacfc \uac19\uc740 \uc7ac\uc0b0\uad8c \ub4f1\ub3c4 \ubaa8\ub450 \ucd9c\uc5f0\uc7ac\uc0b0\uc774 \ub420 \uc218 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\ud754\ud788 \uc608\uae08\uc774 \ub300\ubd80\ubd84\uc774\uc9c0\ub9cc \ud1a0\uc9c0<span lang=\"EN-US\">, <\/span>\uac74\ubb3c<span lang=\"EN-US\">, <\/span>\uc0c1\uc7a5\uc8fc\uc2dd<span lang=\"EN-US\">, <\/span>\ube44\uc0c1\uc7a5\uc8fc\uc2dd<span lang=\"EN-US\">, <\/span>\ucc28\ub7c9<span lang=\"EN-US\">, <\/span>\uc9d1\uae30\ube44\ud488 \ub4f1\ub3c4 \uae30\ubcf8\uc7ac\uc0b0\uc73c\ub85c \uc0bc\uace0 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\ucd9c\uc5f0\uc7ac\uc0b0\uc758 \uc885\ub958\ub97c \ud3ed\ub113\uac8c \uc778\uc815\ud558\ub294 \uc148\uc774\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\ubb38\uc81c\ub294 \ucd9c\uc5f0\uc7ac\uc0b0\uc774 \ucd9c\uc5f0 \ub2f9\uc2dc\uc758 \uac00\uce58\ubcf4\ub2e4 \uac10\uc18c\ud558\ub294 \uc77c\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c\ub2e4<span lang=\"EN-US\">. <\/span>\uc0c1\uc7a5\uc8fc\uc2dd\uc774\ub098 \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc5d0\uc11c \ub9ce\uc774 \uc77c\uc5b4\ub098\ub294\ub370<span lang=\"EN-US\">, <\/span>\ud2b9\ud788 \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc758 \uacbd\uc6b0 \ubc1c\ud589\ud68c\uc0ac\uac00 \ub3c4\uc0b0\ud574 \uacf5\uc775\ubc95\uc778\uc758 \uae30\ubcf8\uc7ac\uc0b0 \uac00\uce58\uac00 \uc5c6\uc5b4\uc838 \uc544\uc608 \ubc95\uc778\uc774 \uc18c\uba78\ud558\ub294 \uc0ac\ub840\ub3c4 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\ud544\uc790\uac00 \ub3d5\ub294 \ubaa8 \uc7ac\ub2e8\ubc95\uc778<span lang=\"EN-US\">(<\/span>\ubbfc\ubc95 \uaddc\uc815\uc5d0 \ub530\ub77c \uc124\ub9bd<span lang=\"EN-US\">)<\/span>\uc740 <span lang=\"EN-US\">10<\/span>\uc5ec \ub144 \uc804\uc5d0 \uc6b4\uc601\uc7ac\uc0b0\uc758 \uc77c\ubd80\ub97c \ucc28\uc774\ub098\ud380\ub4dc\uc5d0 \ub123\uc5c8\ub2e4\uac00 \uadf8 \uac00\uce58\uac00 \ud3ed\ub77d\ud574 \uc6d0\uae08\uc758 \uc808\ubc18 \uc815\ub3c4\ub9cc \ud68c\uc218\ud560 \uc218 \uc788\uc5c8\ub2e4<span lang=\"EN-US\">. <\/span>\ud1a0\uc9c0 \uc5ed\uc2dc \ucd9c\uc5f0 \ub2f9\uc2dc\uc758 \uac00\uce58\ub97c \uc720\uc9c0\ud55c\ub2e4\uace0 \uc7a5\ub2f4\ud560 \uc218 \uc5c6\uace0<span lang=\"EN-US\">, <\/span>\uac74\ubb3c \ub4f1 \uc720\ud615\uace0\uc815\uc790\uc0b0\ub3c4 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uac00\uce58\uac00 \uac10\uc18c\ud560 \uc218 \uc788\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uadf8\ub807\ub2e4\uba74 \ubbf8\uad6d\uc740 \uc5b4\ub5a8\uae4c<span lang=\"EN-US\">? <\/span>\uad6d\ub0b4\uc758 \uacbd\uc6b0 \ub300\uae30\uc5c5\uc774 \ucd9c\uc5f0\ud55c \uc7ac\ub2e8 \uc678 \uc8fc\uc2dd\uc744 \ubcf4\uc720\ud55c \uacf5\uc775\ubc95\uc778\uc774 \ub9ce\uc9c0 \uc54a\uc9c0\ub9cc \ubbf8\uad6d\uc758 \ub300\ud559\uc774\ub098 \ubcd1\uc6d0<span lang=\"EN-US\">, <\/span>\ube44\uc601\ub9ac \uc608\uc220\ub2e8\uccb4 \ub4f1 \uacf5\uc775\ubc95\uc778\ub4e4\uc740 \uae30\ubd80\ubc1b\uc740 \uc7ac\uc6d0\uc744 \uc815\uae30 \uc608\uae08\uc5d0\ub9cc \uc608\uce58\ud558\uc9c0 \uc54a\uace0<span lang=\"EN-US\">, <\/span>\ucc44\uad8c \ub610\ub294 \uc8fc\uc2dd \ub4f1\uc5d0 \ud22c\uc790\ud558\uace0 \uadf8 \uc218\uc775\uc744 \ubaa9\uc801\uc0ac\uc5c5\uc5d0 \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\uc2e4\uc81c \uc9c0\ub09c <span lang=\"EN-US\">2009<\/span>\ub144<span lang=\"EN-US\"> 3<\/span>\uc6d4 \ubbf8\uad6d\uc758 \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098 \uc2ec\ud3ec\ub2c8<span lang=\"EN-US\">(North Carolina Symphony)<\/span>\ub294 \uc57d <span lang=\"EN-US\">700<\/span>\ub9cc \ub2ec\ub7ec<span lang=\"EN-US\">(<\/span>\uc57d<span lang=\"EN-US\"> 70<\/span>\uc5b5\uc6d0<span lang=\"EN-US\">)<\/span>\uc758 \uae30\ubd80\uc790\uc0b0\uc744 \uac00\uc9c0\uace0\ub3c4 \ud55c \ud47c\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud0dc\uc5d0 \ucc98\ud558\uae30\ub3c4 \ud588\ub2e4<span lang=\"EN-US\">. <\/span>\uadf8 \uc774\uc720\ub294 \ub2f9\uc2dc \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098 \uc8fc<span lang=\"EN-US\">(<\/span>\u5dde<span lang=\"EN-US\">)<\/span>\uac00 \ucc44\ud0dd\ud558\uace0 \uc788\ub358<span lang=\"EN-US\"> UMIFA(<\/span>\uae30\uad00\uae30\uae08 \uad00\ub9ac\uc5d0 \uad00\ud55c \ud45c\uc900\ubc95\ub960<span lang=\"EN-US\">)<\/span>\uc5d0\uc11c \uae30\ubd80 \uc7ac\uc0b0\uc758 \uc2dc\uac00<span lang=\"EN-US\">(<\/span>\u5e02\u50f9<span lang=\"EN-US\">)<\/span>\uac00 <span lang=\"EN-US\">\u2018<\/span>\uc5ed\uc0ac\uc801 \uc6d0\uac00<span lang=\"EN-US\">\u2019<\/span>\ub97c \ubc11\ub3cc \uacbd\uc6b0 \uae30\ubd80 \uc7ac\uc0b0 \uc0ac\uc6a9\uc744 \uae08\uc9c0\ud558\uace0 \uc788\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098 \uc8fc\ub294 <span lang=\"EN-US\">UPMIFA(<\/span>\uae30\uad00\uae30\uae08\uc758 \uc2e0\uc911\uad00\ub9ac\uc5d0 \uad00\ud55c \ud45c\uc900\ubc95\ub960<span lang=\"EN-US\">)<\/span>\uc744 \uc0c8\ub86d\uac8c \ub3c4\uc785\ud588\ub2e4<span lang=\"EN-US\">. UPMIFA<\/span>\ub294 \uae30\uc874<span lang=\"EN-US\"> UMIFA<\/span>\uc5d0 <span lang=\"EN-US\">\u2018Prudent(<\/span>\uc2e0\uc911<span lang=\"EN-US\">)\u2019<\/span>\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \ubc95\ub839\uc5d0 \ucd94\uac00\ud558\uba74\uc11c \uae30\ubd80 \uc7ac\uc0b0\uc758 \uc5ed\uc0ac\uc801 \uc6d0\uac00 \ud55c\ub3c4 \uac1c\ub150\uc744 \uc5c6\uc560\uace0<span lang=\"EN-US\">, <\/span>\uae30\ubd80 \uc7ac\uc0b0 \uc6b4\uc6a9\uc758 \ucc45\uc784\uc740 \uadf8 \ub2e8\uccb4\uc758 \uc774\uc0ac\ud68c \uace0\uc720 \uad8c\ud55c\uc784\uc744 \uba85\uc2dc\ud588\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-36379 aligncenter\" src=\"http:\/\/futurechosun.com\/wp-content\/uploads\/hanging-files-1920437_1280-e1538035704581.jpg\" alt=\"\" width=\"900\" height=\"555\" srcset=\"https:\/\/futurechosun.com\/wp-content\/uploads\/hanging-files-1920437_1280-e1538035704581.jpg 900w, https:\/\/futurechosun.com\/wp-content\/uploads\/hanging-files-1920437_1280-e1538035704581-584x360.jpg 584w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\"><span style=\"color: #50b0cc;\"><strong>\u25c7\uad6d\ucc44\ud22c\uc790 \uc2e4\ud328\ub85c <span lang=\"EN-US\">\u2018<\/span>\uae30\ubcf8\uc7ac\uc0b0<span lang=\"EN-US\">\u2019 <\/span>\ud3d0\uc9c0\ud55c \uc77c\ubcf8<\/strong><\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uad6d\ub0b4 \uacf5\uc775\ubc95\uc778\uc774 \uc815\uae30\uc608\uae08\uc5d0 \ub123\uc5b4\ub454 \ub3c8\uc744 \ubbf8\uad6d\ucc98\ub7fc \uc8fc\uc2dd\uc73c\ub85c \uc62e\uaca8 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc744\uae4c<span lang=\"EN-US\">? <\/span>\ubc95\ubb34\ubd80\uc5d0 \ub530\ub974\uba74<span lang=\"EN-US\">, <\/span>\uc548\uc815\uc801 \uae30\ubcf8\uc7ac\uc0b0\uc778 \uc815\uae30\uc608\uae08\uc73c\ub85c \uc720\uac00\uc99d\uad8c<span lang=\"EN-US\">(<\/span>\ucc44\uad8c\u00b7\uc8fc\uc2dd<span lang=\"EN-US\">)<\/span>\uc744 \ub9e4\uc218\ud558\uac70\ub098 \uae08\uc735\ud380\ub4dc\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc740 \uae30\ubcf8\uc7ac\uc0b0 \uac10\uc18c \uc704\ud5d8\uc744 \uc99d\ub300\uc2dc\ud0a4\ub294 \uc77c\uc774\ub2e4<span lang=\"EN-US\">. <\/span>\uc774\ub294 <span lang=\"EN-US\">\u2018<\/span>\ud1b5\uc0c1\uc801 \uad00\ub9ac\ud589\uc704<span lang=\"EN-US\">\u2019 <\/span>\ubc94\uc704\ub97c \ubc97\uc5b4\ub098\uae30 \ub54c\ubb38\uc5d0 \uae30\ubcf8\uc7ac\uc0b0\uc778 \uc815\uae30\uc608\uae08\uc744 \ucc44\uad8c\u00b7\uc8fc\uc2dd\u00b7\ud380\ub4dc\ub85c \ubcc0\uacbd\ud574 \uc6b4\uc6a9\ud558\uace0\uc790 \ud560 \ub54c\ub294 \uc8fc\ubb34\uad00\uccad\uc758 \ud5c8\uac00\ub97c \ubc1b\uc544\uc57c \ud55c\ub2e4\uace0 \uaddc\uc815\ud558\uace0 \uc788\ub2e4<span lang=\"EN-US\">. <\/span>\ud558\uc9c0\ub9cc \uc2e4\ubb34\uc0c1 \ud5c8\uac00\ub97c \ucde8\ub4dd\ud558\uae30\ub780 \uac70\uc758 \ubd88\uac00\ub2a5\ud558\ub2e4<span lang=\"EN-US\">. <\/span>\uc11c\uc6b8\uc2dc\uad50\uc721\uccad\uc758 \uacbd\uc6b0<span lang=\"EN-US\">, <\/span>\uc7a5\ud559\uc7ac\ub2e8 \ub4f1\uc774 \uae30\ubcf8\uc7ac\uc0b0\uc744 \ucc44\uad8c\u00b7\uc8fc\uc2dd \ub4f1 \uae08\uc735\uc0c1\ud488\uc73c\ub85c \uc804\ud658\ud558\ub824\uba74 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0\ub97c \ub300\ube44\ud55c <span lang=\"EN-US\">\u2018<\/span>\uae30\ubcf8\uc7ac\uc0b0 \ubcf4\uc804\uacc4\ud68d\uc11c<span lang=\"EN-US\">(<\/span>\ud655\uc57d\uc11c<span lang=\"EN-US\">)\u2019<\/span>\ub97c \ucca8\ubd80\ud574\uc57c \uae30\ubcf8\uc7ac\uc0b0\uc758 \ubcc0\uacbd<span lang=\"EN-US\">(<\/span>\ucc98\ubd84<span lang=\"EN-US\">)<\/span>\ud5c8\uac00\ub97c \ub0b4\uc8fc\ub294 \uac83\uc73c\ub85c \ub3fc \uc788\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc9c0\uae08\uc740 \uc0ac\ub77c\uc84c\uc9c0\ub9cc \uc77c\ubcf8\ub3c4 \uacfc\uac70 \uc6b0\ub9ac\ub098\ub77c\uc640 \ube44\uc2b7\ud55c \uc81c\ub3c4\ub97c \uac16\uace0 \uc788\uc5c8\ub2e4<span lang=\"EN-US\">. <\/span>\uc9c0\ub09c <span lang=\"EN-US\">1996<\/span>\ub144 \uc81c\uc815\ub41c \uc77c\ubcf8\uc758 <span lang=\"EN-US\">\u2018<\/span>\uacf5\uc775\ubc95\uc778\uc758 \uc124\ub9bd \ud5c8\uac00 \ubc0f \uc9c0\ub3c4\uac10\ub3c5 \uae30\uc900 \ubc0f \uc6b4\uc6a9\uc9c0\uce68<span lang=\"EN-US\">\u2019<\/span>\uc5d0\uc11c\ub294 <span lang=\"EN-US\">\u2018<\/span>\uc7ac\ub2e8\ubc95\uc778\uc774 \uadf8 \uae30\ubcf8\uc7ac\uc0b0\uc744 \uc8fc\uc2dd \ubc0f \uc8fc\uc2dd\ud22c\uc790\uc2e0\ud0c1<span lang=\"EN-US\">, <\/span>\uc678\ud654 \uc790\uc0b0 \ub4f1\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \uac83\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \uc801\ub2f9\ud558\uc9c0 \uc54a\ub2e4<span lang=\"EN-US\">\u2019<\/span>\uace0 \uaddc\uc815\ud588\ub2e4<span lang=\"EN-US\">. <\/span>\ub610 \uc6b4\uc601\uc7ac\uc0b0<span lang=\"EN-US\">(<\/span>\uc6b0\ub9ac\ub098\ub77c\uc758 \ubcf4\ud1b5\uc7ac\uc0b0<span lang=\"EN-US\">)<\/span>\uc740 \uc548\uc804\ud558\uace0 \ud655\uc2e4\ud55c \ubc29\ubc95\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\uace0<span lang=\"EN-US\">, <\/span>\uc77c\uc815\ud55c \ub9ac\uc2a4\ud06c\ub294 \uc788\uc9c0\ub9cc \ub192\uc740 \uc6b4\uc6a9\uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\ub294 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4\uace0 \ubabb\ubc15\uc558\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc774 \ub54c\ubb38\uc5d0 \uc6d0\uae08\uc774 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294 \uc8fc\uc2dd\u00b7\ud380\ub4dc\u00b7\uc678\ud654\uc790\uc0b0\uc5d0\ub294 \ud22c\uc790\ud558\uc9c0 \uc54a\uace0 \uc608\uae08\uc774\ub098 \uad6d\ucc44 \ub4f1\uc5d0\ub9cc \ud22c\uc790\ud588\ub2e4<span lang=\"EN-US\">. <\/span>\uadf8\ub7f0\ub370 \uc5d4\ud654 \uc608\uae08\uc774\ub098 \uc77c\ubcf8 \uc815\ubd80\uc758 \uad6d\ucc44\uc758 \uc774\uc790\uc728\uc774 \uc5f0<span lang=\"EN-US\"> 0.5%<\/span>\uc5d0\ub3c4 \ubabb \ubbf8\uce58\ub294 \uc800\uae08\ub9ac\uac00 \uc9c0\uc18d\ud558\uc790<span lang=\"EN-US\">, <\/span>\uc544\ub974\ud5e8\ud2f0\ub098 \uc815\ubd80\uac00 \uc5d4\ud654\ub85c \ubc1c\ud589\ud55c \ub192\uc740 \uc774\uc790\uc728\uc758 \uc544\ub974\ud5e8\ud2f0\ub098 \uad6d\ucc44\uc5d0 \uc190\uc744 \ubed7\uc5c8\ub2e4<span lang=\"EN-US\">. <\/span>\ud558\uc9c0\ub9cc<span lang=\"EN-US\"> 2001<\/span>\ub144 \uc544\ub974\ud5e8\ud2f0\ub098 \uc815\ubd80\uac00 \ub514\ud3f4\ud2b8 \uc120\uc5b8\uc744 \ud558\uba74\uc11c \uc544\ub974\ud5e8\ud2f0\ub098 \uad6d\ucc44\uc5d0 \ud22c\uc790\ud588\ub358 \uc218\ub9ce\uc740 \uacf5\uc775\ubc95\uc778<span lang=\"EN-US\">, <\/span>\ub18d\ud611<span lang=\"EN-US\">, <\/span>\uc2e0\uc6a9\uc870\ud569\ub4e4\uc774 \ud22c\uc790 \uc6d0\uae08\uc744 \ud68c\uc218\ud558\uc9c0 \ubabb\ud588\ub2e4<span lang=\"EN-US\">. <\/span>\uc774 \uc0ac\uac74\uc73c\ub85c \uc778\ud574 \uacf5\uc775\ubc95\uc778 \uc774\uc0ac\uc7a5\uc774 \uac1c\uc778 \uc7ac\uc0b0\uc744 \ucd94\uac00 \ucd9c\uc5f0\ud558\uac70\ub098 \ucd9c\uc5f0\uc790\uc778 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uac00 \uc774\uc0ac\uc7a5\uacfc \uc774\uc0ac\ub4e4\uc744 \uace0\ubc1c\ud558\ub294 \uc0ac\ud0dc\uac00 \ubc1c\uc0dd\ud588\uace0<span lang=\"EN-US\">, <\/span>\uc774\ub294 <span lang=\"EN-US\">\u2018<\/span>\uc544\ub974\ud5e8\ud2f0\ub098 \uad6d\ucc44\uc2a4\uce94\ub4e4<span lang=\"EN-US\">\u2019<\/span>\uc774\ub77c\uace0 \ubd88\ub9b0\ub2e4<span lang=\"EN-US\">. <\/span>\uc774 \ucda9\uaca9\uc73c\ub85c \uc77c\ubcf8\uc5d0\uc11c\ub294 \uad6d\ucc44\ub3c4 \uc548\uc804\ud558\uc9c0 \uc54a\ub2e4\ub294 \uc778\uc2dd\uc774 \uc0dd\uacbc\uace0<span lang=\"EN-US\">, <\/span>\uc0c1\ub2f9\uc218 \uc77c\ubcf8 \uacf5\uc775\ubc95\uc778\ub4e4\uc740 \uc790\uccb4\uc801\uc73c\ub85c \uc790\uc0b0\uc6b4\uc6a9\uaddc\uc815\uc744 \uc81c\uc815\ud558\ub294 \ub4f1 \uc790\uc0b0\uc6b4\uc6a9\ubc29\uc2dd\uc744 \uc815\ube44\ud558\uace0 \uc774\uc0ac\ud68c \uc2b9\uc778 \ub4f1 \uc801\ubc95\ud55c \uc808\ucc28\ub97c \ub3c4\uc785\ud588\ub2e4<span lang=\"EN-US\">. <\/span>\uacb0\uad6d \uae30\ubcf8\uc7ac\uc0b0 \uac1c\ub150\uc744 \ud3d0\uc9c0\ud558\uace0 \uc77c\uc815\uc561 \uc774\uc0c1\uc758 \uc21c\uc7ac\uc0b0 \uc720\uc9c0\ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ud588\uc73c\uba70<span lang=\"EN-US\">, <\/span>\uae30\ubcf8\uc7ac\uc0b0\uc5d0 \ub300\ud55c \uc815\ubd80 \ub2f9\uad6d\uc758 \ud5c8\uac00 \uc81c\ub3c4 \uc5ed\uc2dc \ud3d0\uc9c0\ub410\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\"><span style=\"color: #50b0cc;\"><strong>\u25c7\uacf5\uc775\ubc95\uc778\ub3c4 \uc2dc\ub300 \ubcc0\ud654\uc5d0 \ub300\ucc98\ud558\ub3c4\ub85d&#8230;\uaddc\uc81c\ubcf4\ub2e8 \uc790\uc728\uad8c \ubcf4\uc7a5\ud574\uc57c<\/strong><\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uacf5\uc775 \uc7ac\ub2e8\ubc95\uc778\uc740 \ud658\uacbd \ubcc0\ud654\uc5d0 \ub530\ub77c \ubaa9\uc801\uc0ac\uc5c5\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\uc744\uae4c<span lang=\"EN-US\">? <\/span>\ubaa9\uc801\uc0ac\uc5c5\uc744 \ubcc0\uacbd\ud558\ub294 \uc77c\uc740 \ubc95\uc778 \uc124\ub9bd \ucde8\uc9c0\uc640 \uae30\ubd80\uc790\uac00 \uc81c\uc2dc\ud55c \uae30\ubd80 \uc6a9\ub3c4\uc758 \uc81c\ud55c\uc744 \uc784\uc758\ub85c \ubc14\uafb8\uac8c \ub418\ub294 \uac83\uc73c\ub85c<span lang=\"EN-US\">, <\/span>\ubc95\ub960\uc0c1 \uac00\ub2a5 \uc5ec\ubd80\uc5d0 \ub17c\ub780\uc774 \uc788\ub294 \uc0ac\uc548\uc774\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uc77c\ubd80 \uacf5\uc775\ubc95\uc778\ub4e4\uc740 \uc8fc\ubb34\uad00\uccad\uc758 \ud5c8\uac00\ub97c \ubc1b\uc544 \ubaa9\uc801 \uc0ac\uc5c5\uc744 \ubcc0\uacbd\ud558\uae30\ub3c4 \ud55c\ub2e4<span lang=\"EN-US\">. <\/span>\uc2e4\uc81c\ub85c \ud55c \uc7a5\ud559\uc7ac\ub2e8\uc740 \uc800\uae08\ub9ac \uae30\uc870\ub85c \uc774\uc790 \uc218\uc775\uc774 \ub0ae\uc544\uc9c0\uace0 \uc800\uc18c\ub4dd\uce35 \uc218\ud61c\uc790 \ud559\uc0dd\uc758 \ubc1c\uad74\ub3c4 \uc5b4\ub824\uc6cc\uc9c0\uc790 \uc8fc\ubb34\uad00\uccad\uc5d0\uc11c \ubaa9\uc801\uc0ac\uc5c5\uc758 \ubcc0\uacbd\uc744 \uc81c\uc548\ud558\uae30\ub3c4 \ud588\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\ubbf8\uad6d\uc758 \uacbd\uc6b0<span lang=\"EN-US\">, <\/span>\ubaa9\uc801\uc0ac\uc5c5\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0\ub2e4<span lang=\"EN-US\">. <\/span>\uae30\ubd80\uc790\uac00 \ubb38\uc11c\ub85c \uc0ac\uc6a9 \uc6a9\ub3c4 \ubcc0\uacbd\uc5d0 \ub3d9\uc758\ud560 \uacbd\uc6b0<span lang=\"EN-US\">, <\/span>\ub610\ub294 \ub2f9\ucd08 \ubaa9\uc801\uc0ac\uc5c5\uc774 \ud604\uc2e4\uc801\uc73c\ub85c \uc5b4\ub835\uac8c \ub418\uac70\ub098<span lang=\"EN-US\">, <\/span>\ubc95\ub960\uc0c1\uc73c\ub85c \uc81c\ud55c\ub418\ub294 \uacbd\uc6b0 \ub4f1\uc774\ub2e4<span lang=\"EN-US\">. <\/span>\uc774\ub7f4 \uacbd\uc6b0 \ubbf8\uad6d\uc740 \ubc95\uc6d0\uc758 \ud5c8\uac00\ub97c \ubc1b\uc544 \ubcc0\uacbd\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\ub294\ub370<span lang=\"EN-US\">, <\/span>\uc6b0\ub9ac\ub098\ub77c\ub3c4 \ud574\ub2f9 \uc774\uc288\ub97c \uc5b4\ub5bb\uac8c \ub2e4\ub904\uc57c \ud560\uc9c0\uc5d0 \ub300\ud55c \uc2ec\ub3c4 \uc788\ub294 \uac80\ud1a0\uac00 \ud544\uc694\ud558\ub2e4<span lang=\"EN-US\">. <\/span>\uc989 \uc601\ub9ac\ubc95\uc778\uc774\ub098 \uacf5\uc775\ubc95\uc778\uc774 \uc758\ub3c4\ud558\ub294 \uc0ac\uc5c5\uc744 \uacc4\uc18d \uc218\ud589\ud558\uba74\uc11c \uc874\uc18d\ud558\uae30 \uc704\ud55c \uac00\uc7a5 \uc911\uc694\ud55c \ub300\uc751 \ubc29\ubc95\uc740 \uc2dc\ub300 \ubcc0\ud654\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ub300\uc751\ud574\uc57c \ud55c\ub2e4\ub294 \uac83\uc774\ub2e4<span lang=\"EN-US\">.<\/span><\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">\uacf5\uc775\ubc95\uc778\uc774 \ud658\uacbd \ubcc0\ud654\uc5d0\ub3c4 \uacc4\uc18d \uacf5\uc775\ud65c\ub3d9\uc744 \ucd94\uc9c4\ud558\uae30 \uc704\ud574\uc11c\ub294 \uaddc\uc81c\ubcf4\ub2e4\ub294 \uc790\uc728\uad8c\uc744 \ubcf4\uc7a5\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \ub098\uc544\uac00\uc57c \ud55c\ub2e4<span lang=\"EN-US\">. <\/span>\ubc95\ub960\uc801\uc73c\ub85c\ub294 \uacf5\uc775\ubc95\uc778\uc774 \uae30\ubcf8\uc7ac\uc0b0\uc744 \uc548\uc804\ud558\uac8c \ubcf4\uc804\ud558\ub3c4\ub85d \uac15\uc81c\ud558\uae30 \ubcf4\ub2e4 \uc774\uc0ac\ud68c\uac00 \uc2dc\ub300 \ubcc0\ud654\uc5d0 \ub2a5\ub3d9\uc801\uc73c\ub85c \ub300\ucc98\ud558\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4<span lang=\"EN-US\">. <\/span>\uc6b0\ub9ac\ub098\ub77c\ub294 \ud574\uc678\ubcf4\ub2e4 \uad00<span lang=\"EN-US\">(<\/span>\u5b98<span lang=\"EN-US\">)<\/span>\uc5d0 \uc758\ud55c \ud1b5\uc81c\uac00 \uc2ec\ud55c \ud3b8\uc774\ub2e4<span lang=\"EN-US\">. <\/span>\uc77c\ubd80 \ubab0\uc0c1\uc2dd\ud55c \uacf5\uc775\ubc95\uc778\uc744 \uaddc\uc81c\ud558\uae30 \uc704\ud55c \uc81c\ub3c4\uac00 \uc624\ud788\ub824 \ub2e4\ub978 \uc815\uc0c1\uc801\uc778 \uacf5\uc775\ubc95\uc778\uc758 \ud65c\ub3d9\uc744 \ubb36\uc5b4\ubc84\ub9ac\ub294 \uac74 \uc544\ub2d0\uae4c<span lang=\"EN-US\">?<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"Xcoop\" style=\"text-align: justify;\">[\ubc30\uc6d0\uae30 \ud64d\uc775\ub300 \uacbd\uc601\ub300\ud559\uc6d0 \uc138\ubb34\ud559\uacfc \uad50\uc218]\n<p>\u2013 Copyrights \u24d2 \ub354\ub098\uc740\ubbf8\ub798 &amp; futurechosun.com, \ubb34\ub2e8 \uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0 \u2013<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4 A to Z (2) \uc9c0\ub09c \uae00\uc5d0\uc11c\ub294 \uad6d\ub0b4 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\uc5d0 \ub300\ud574\u00a0\uc0b4\ud3b4\ubd24\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc678\uad6d\uc5d0\ub3c4 \uc6b0\ub9ac\ub098\ub77c\uc758 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\uc640 \uc720\uc0ac\ud55c \uc81c\ub3c4\uac00 \uc788\uc744\uae4c? \uae30\ubd80 \ubb38\ud654\uac00 \ube44\uad50\uc801 \ud65c\ubc1c\ud55c \ubbf8\uad6d\uc740 \uc6b0\ub9ac\ub098\ub77c\uc758 \uae30\ubcf8\uc7ac\uc0b0\uc81c\ub3c4\ucc98\ub7fc \uacf5\uc775\ubc95\uc778\uc774 \uae30\ubd80\uc6d0\uae08\uc744 \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud558\uace0, \uc774\ub97c \uc6b4\uc6a9\ud574\uc11c \uc5bb\uc740 \uc218\uc775\ub9cc \ubaa9\uc801\uc0ac\uc5c5\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4. \ubbf8\uad6d\uc758 \uc601\uad6c\uae30\ubd80\uc7ac\uc0b0(Endowment)\uc740 \ubc95\ub960\ub85c \uac15\uc81c\ub418\uc9c0 \uc54a\uace0, \uae30\ubd80\uc790\uc640 \ud569\uc758\ud55c \u2018\uae30\ubd80\uc57d\uc815(gift instrument)\u2019\uc5d0 \uc815\ud55c \uc6a9\ub3c4\uc5d0 \ub530\ub77c \uc9d1\ud589\ub41c\ub2e4. \uc989 \uae30\ubd80\uc6d0\uae08\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \ub610\ub294 \ubc30\ub2f9 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